Get the RIGHT funding fast.
Most brokers show you one option — the one that pays them best. Answer 10 questions and we’ll rank the three that actually fit your business, show you everything else you’d qualify for, and tell you what we’d rule out and why.
- Your three best-fit options, ranked — plus every other product you’d still qualify for, listed underneath.
- What we rule out, and why. The part nobody else shows you.
- No hard pull, no obligation. Your credit isn't touched to run this.
SMS consent (optional): You can complete the assessment without agreeing to texts. If you want your results by text, tick the optional box on question 1, which reads: “I agree to receive recurring automated marketing text messages from 929900 Consulting LLC (dba North Star Capital) at the mobile number I provided, sent using an automatic telephone dialing system. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe or HELP for help. See our Terms & Conditions and Privacy Policy.” Full details: Terms & Conditions and Privacy Policy.
Our funding partner: Advanced Funds Network
The wrong funding product is more expensive than no funding at all.
Two businesses with identical numbers can borrow the same $100,000 and one of them pays $22,000 more for it — purely because of which product they were sold. Here's what you walk away with.
Your three real options
Ranked against your actual timeline, revenue and use of funds — not against what earns the biggest commission. Each one with its true speed and cost.
What you should rule out
Every product we eliminate, with the specific reason. If a 90-day SBA loan is off the table because you need money in three weeks, you'll see that in writing.
The cost of waiting
Sometimes speed is worth a premium and sometimes it's a $22,000 mistake. We'll show you the math on your specific situation so you can decide.
Built for owners with a growth problem, not a survival problem.
We work best with established businesses that are already profitable and are capital-constrained relative to a specific opportunity in front of them.
- At least 1 year in business, ideally 3+. Real revenue history to underwrite.
- Profitable but cash-constrained — the net-30/net-60 gap, a bulk pricing tier you can't reach, a second location.
- A specific use for the money and a number attached to it.
- Service, trade, contracting, healthcare or e-commerce — capital-intensive by nature.
Who we'll turn away
- Pre-revenue and startups. There's nothing to underwrite yet, and debt is the wrong tool.
- Businesses in genuine distress. Borrowing to cover a structural loss makes the loss bigger. We'll say so.
- Anyone who doesn't need the money. If the growth is fundable out of cash flow, that's the cheaper answer and it's free.
We'd rather disqualify somebody honestly than pre-qualify them dishonestly. It costs us a deal and it's still the better trade.
Business funding from business owners.
We're not in the business of only studying business funding — we've run companies. That's why the first question on your call is about your business, not about how much you want to borrow.
The North Star approach.
We're independent funding advisors. We don't hold the loan and we don't carry the risk — which means we have no reason to steer you toward one product over another except which one is right.
We show you the whole menu
SBA 7(a) and 504, SBA Express, term loans, equipment financing, lines of credit, merchant advances and debt consolidation. Including the ones you've never heard of and the ones we're ruling out.
We name the expensive option out loud
A merchant advance is the fastest and the costliest money available. If it's genuinely right for your timeline we'll recommend it — and we'll tell you exactly what it costs before you sign anything.
We don't sell your information
Most companies in this space don't market — they buy leads. You fill in a form, your details get sold on, and days later you're taking calls from ten different people. Your information goes to us, not to a lead exchange. We share it only with the specific funding partner we match you to, so they can underwrite your request — never with lead buyers, and never for anyone else’s marketing. Your mobile number and text consent are not part of that; those stay with us.
We're building for the second deal
Most of this industry is built on one transaction. We're built on the one after that — clean repayment history with us means better terms next time, which is worth more to both of us than the spread today.
The last thing we want is for you to get into something that doesn't make sense for your business. Our job is to make sure whatever we set up is in your best interest — not ours.
Reasonable questions.
Does this affect my credit score?
No. The assessment is entirely self-reported and involves no credit pull of any kind. If you later move forward on a specific offer, the lender may run a check at that stage — and you'll know before it happens.
Will the quiz tell me how much I'm approved for?
No, and be suspicious of anyone who says it will. Nobody can quote you a real approval before an underwriter has seen your bank statements. What the assessment does is tell you which products your situation actually fits, what each one realistically costs, and which ones to stop wasting time on.
Are you a lender?
No. We're an independent funding advisory. We work with a network of lenders and brokers, help you figure out which product fits, and manage the process end to end. We don't fund the deal and we don't hold the risk.
What do you need from me if I move forward?
Typically three months of business bank statements, a credit score, and details on any collateral if the product requires it. Most files can be assembled on a single call if you have your documents handy.
How fast can I actually get money?
It depends entirely on the product. A merchant advance can fund same-day. A term or equipment loan is roughly two to three weeks. SBA Express runs 30–60 days and a standard SBA 7(a) runs 60–90. Anyone promising you SBA money in a week is either confused or lying.
What happens after I finish the assessment?
You'll see your ranked options immediately on screen. From there you can book a 20-minute call to go through them properly — or if you'd rather just talk it through, we'll reach out.
Find out what you should be doing before somebody sells you what they'd rather you did.
Ten questions. Three options. No credit check, no obligation, no lead resale.
Take the free assessmentYour options are ready.
One of our advisors will reach you shortly regarding your results at your phone.
They'll go through what each option really costs, which one fits, and what we'd rule out — and why.